BlueCard Worldwide Program
If you subscribe to BlueCross BlueShield health insurance through ORAU, you have access to a participating hospital network and referrals to doctors in major travel destinations throughout the world. When you need to locate a hospital or doctor, you can call the BlueCard Worldwide Service Center at 1-800-810-2583, or call collect at 1-804-673-1177, twenty-four hours a day, seven days a week. You can also visit the BlueCard Worldwide Web site.
When you need inpatient medical care, call the BlueCard Worldwide Service Center, who will refer you to a participating hospital. You will be responsible for the usual out-of-pocket expense (i.e., non-covered expenses, deductible, co-payment and/or coinsurance). In an emergency, you should go to the nearest hospital and call the BlueCard Worldwide Service Center if you are admitted.
You have the choice of using non-BlueCard Worldwide hospitals; however, you may have to pay the hospital directly and then file a claim for reimbursement. Your out-of-pocket expenses may be significantly higher. The BlueCard Worldwide Service Center will also provide referrals to doctors, but you will have to pay the provider and then file the claim for reimbursement.
Note that coverage under this policy does not include repatriation or medical evacuation benefits.